It’s generally a good idea to check your 401(k) account annually. While a retirement plan isn’t something you have to frequently adjust, it’s also not something you should just set and forget.
Here’s a checklist of items to check up on:
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Check the fee: The higher the fees, the less money you have working for you.
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Consider new choices and research any new products being offered.
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Check your asset allocation to make sure that your portfolio isn’t overly invested in stocks or bonds.
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Review the whole picture: Consider both yours and your spouse’s investment when planning.
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Save more: Did you increase your contribution this year?
Read more here: http://www.wsj.com/articles/its-time-for-your-401-k-s-annual-physical-1478488440
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