Contributing to your 401(k) is a good idea at any point in the year. The earlier you start saving for retirement, the better off you’ll be when it comes time to retire.
Key Takeaways:
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A great time to increase your contribution is when you get a raise, you’re less likely to notice that a larger amount of your paycheck is going to 401(k).
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Some companies offer auto-increase which automatically increases your contributions by a set amount each year. Setting a reminder for yourself to do this manually will also work.
Read more here: http://www.forbes.com/sites/lisaroepe/2016/12/06/got-a-raise-invest-it-in-an-employer-sponsored-401-k-plan/#14af12f64376
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